Effective Date: July 2026
Last Updated: July 2026

Scrumptious Enterprises LLC (“Scrumptious Enterprises,” “Company,” “we,” “our,” or “us”) values your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, store, and safeguard your information when you visit our website, submit an application, purchase our services, schedule a consultation, or otherwise interact with our business.

This Privacy Policy is intended to reflect applicable U.S. privacy laws and industry best practices for businesses offering business funding consulting, credit consulting, business credit building, credit repair, and related financial services. Depending on the services provided and how the business evolves, additional disclosures under laws such as the Gramm-Leach-Bliley Act (GLBA), the Credit Repair Organizations Act (CROA), and applicable state privacy laws may also apply.

1. Information We Collect

We may collect information that you voluntarily provide, including:

Personal Information

Full name
Email address
Phone number
Mailing address
Date of birth (where required)
Government-issued identification (when necessary)
Social Security Number or Tax Identification Number (when required)
Business ownership information

Business Information

Business name
Entity type
EIN
Industry
Years in business
Annual revenue
Monthly revenue
Number of employees
Business bank information (when applicable)

Financial Information

Depending on the services requested, we may collect:

Credit-related information
Funding requests
Bank statements
Financial statements
Tax returns
Profit & Loss Statements
Balance Sheets
Credit reports (only when authorized)
Business documentation

Technical Information

When visiting our website, we may automatically collect:

IP address
Browser type
Device information
Operating system
Pages viewed
Time on site
Referring websites
Cookies and similar technologies

2. How We Use Your Information

We may use your information to:

Evaluate funding requests
Match you with financing opportunities
Provide business funding consulting
Deliver credit repair and business credit services
Schedule consultations
Respond to inquiries
Process payments
Verify identity
Improve our website and services
Send service updates
Send appointment confirmations
Send SMS notifications (with consent)
Prevent fraud
Comply with legal obligations

3. SMS Communications

If you provide your mobile phone number and consent to receive text messages, we may send:

Appointment reminders
Funding status updates
Service notifications
Customer support communications
Marketing messages (only where permitted and with your consent)

You may opt out at any time by replying STOP to any text message. Message and data rates may apply.

4. Cookies & Tracking Technologies

Our website may use:

Cookies
Google Analytics
Meta Pixel
Search Console
Performance monitoring tools
Security monitoring tools

These technologies help us:

Improve website performance
Understand visitor behavior
Enhance user experience
Measure marketing effectiveness

You can modify your browser settings to disable cookies, although some website functionality may be affected.

5. How We Share Information

We do not sell your personal information.

We may share information only as necessary with:

Funding partners
Lending institutions
Financial service providers
Credit reporting service providers (when authorized)
Payment processors
Technology vendors
Professional advisors
Government agencies when required by law

Information is shared only for legitimate business purposes or where legally required.

6. Third-Party Services

Our website may integrate with third-party providers including, but not limited to:

Stripe
Google
Microsoft
Calendaring platforms
CRM systems
Email marketing providers
SMS providers
Payment processors
Analytics providers

Each third-party provider maintains its own privacy practices, and we encourage you to review their privacy policies.

7. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These measures may include:

SSL encryption
Secure hosting
Encrypted data transmission
Access controls
Password protection
Multi-factor authentication (where applicable)
Regular security monitoring

While we strive to protect your information, no method of electronic transmission or storage can be guaranteed to be 100% secure.

8. Data Retention

We retain personal information only for as long as necessary to:

Provide requested services
Maintain business records
Comply with legal, tax, regulatory, and contractual obligations
Resolve disputes
Enforce agreements

When information is no longer required, it is securely deleted or anonymized where appropriate.

9. Your Privacy Rights

Depending on your state of residence, you may have rights that include:

Request access to your personal information
Request correction of inaccurate information
Request deletion of eligible personal information
Request a copy of your information
Limit certain data sharing where applicable
Withdraw consent where processing is based on consent

Certain financial records may be exempt from deletion requests because of federal or state legal requirements.

To exercise applicable privacy rights, contact us using the information below.

10. Credit Repair Services

If you engage Scrumptious Enterprises LLC for credit repair services, additional disclosures required under the Credit Repair Organizations Act (CROA) and other applicable federal or state laws may apply. We encourage all clients to carefully review any service agreements and legally required disclosures provided before enrolling in credit repair services.

11. Business Funding Services

Scrumptious Enterprises LLC provides business funding consulting, funding readiness guidance, and assistance connecting qualified applicants with financing opportunities. Unless expressly stated in writing, Scrumptious Enterprises LLC is not a bank or direct lender. Funding decisions, underwriting criteria, loan terms, and approval decisions are determined solely by participating financial institutions or funding partners.

Submitting an inquiry or application does not guarantee approval, funding, or specific financing terms.

12. Children’s Privacy

Our services are intended for adults and business owners. We do not knowingly collect personal information from children under the age of 13.

If we become aware that information from a child has been collected without appropriate authorization, we will take reasonable steps to delete it.

13. External Links

Our website may contain links to third-party websites.

We are not responsible for the privacy practices, security, or content of external websites.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect operational, legal, or regulatory changes.

The updated version will be posted on this page with a revised “Last Updated” date.

Continued use of our website after updates constitutes acceptance of the revised Privacy Policy.

15. Contact Us

If you have questions about this Privacy Policy or wish to exercise any applicable privacy rights, please contact us:

Scrumptious Enterprises LLC

Email: eugene@scrumptiousenterprises.com

Phone: (725) 210-4747

Important Notice

This Privacy Policy is intended to provide general transparency regarding our privacy practices. Depending on how Scrumptious Enterprises LLC’s funding operations are ultimately structured (for example, as a referral partner, broker, or direct provider), additional regulatory disclosures, privacy notices, or contractual documents may be required under federal or state law before launch. A qualified attorney familiar with financial services and consumer privacy laws should review all legal policies before they are published to ensure they accurately reflect the company’s operations and applicable legal obligations.